Connect With a Real Person
A few quick details and we’ll call you back and chat through exactly what you are looking for and answer your questions.
Request a Call
Home Loans From £20,000.
Settle Your IVA. Reset Your Finances.
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People you can talk to.
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Expertise you can count on.
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Solutions that get the job done.
Eligibility checks are free, without obligation and do not affect IVA, or credit score.
Pure Financial Solutions Limited is authorised and regulated by the Financial Conduct Authority under Firm reference number 712612.
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
“No hesitation recommending to family and friends.”
From IVA to Independence.
If you’re looking to settle your IVA early, a homeowner loan could help you release cash and start fresh.
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End the IVA borrowing limits that hold you back.
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Combine partner debts or fund important projects.
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Use your home’s value for essential improvements.
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Regain control sooner with one affordable monthly payment.
We’re FCA authorised, and we’ll look at both remortgage and secured loan options before recommending what works best for you.
“No hesitation recommending to family and friends.”
How IVA Settlement Works
Four steps, start to finish.
Tell Us What Is Going On.
Speak to a real person and tell us exactly what you want.
If you prefer to keep phone time to a minimum — give us the whole picture through our easy‑to‑complete online form.
Either way, once we understand what you need, we will do everything we can to find it for you.
Secure Your Agreement in Principle.
Our FCA-authorised team work to secure an Agreement in Principle for you at the best rate available from our panel of lenders.
We will then talk you through your available options, so you can move forward with confidence.
This does not affect your credit rating, or your IVA.
Proposal to Your IVA.
We help prepare your settlement offer and work directly with your Insolvency Practitioner, who will present your proposal to creditors for approval.
Approval & Completion
Once your settlement is approved, (subject to final lender underwriting), we can proceed to completion. Your IVA is settled directly. Any additional funds are released to you.
We will keep you informed at every stage. Whenever there is a query, there will be someone to talk to who knows you and knows your case — not a faceless call centre.
“No hesitation recommending to family and friends.”
You Choose How to Start. We’ll Work Around You.
Both routes reach the same team. The only difference is how much you want to do now.
Get Ahead Online
Give our underwriters all the information they need to secure an Agreement in Principle.
We’ll get straight on it and come back to you with potential options and figures.
Start My Full ReviewEither way: no obligation, a soft search only, and a straight answer — even if the answer is no.
Expert guidance on IVA settlement loans.
Our team helps homeowners navigate the IVA variation and settlement process, from checking eligibility and understanding your options to securing creditor approval and completing your loan successfully.
Our FAQs explain how it all works and what to expect along the way.
“No hesitation recommending to family and friends.”
Why We’re Good at This.
We Understand Things Move On.
An IVA that once steadied you can start to hold you back as your circumstances change.
We’re here to help your finances adapt to where you are now — not where you were then.
We Only Recommend a Loan Where It Genuinely Improves Your Life.
As a directly authorised FCA firm, Consumer Duty and Treating Customers Fairly sits at the heart of everything we do.
This is why our settlement proposals land well: they’re built entirely around achieving the best outcome for you.
We Believe You Are More Than Your Credit Score.
We work with specialist lenders who take time to understand the full picture rather than judge you by a computer-generated score. This often means we’re able to offer you a rate that’s far better than you’d expect — even with an IVA on your file.
Find Out What’s Possible For You.
Whether your goal is simply to settle your IVA early — or it’s part of a bigger plan that needs the right funding, we can give you a clear picture of the options you have on the table.
Complete a quick contact form and speak to the team direct about your situation. Alternatively, give us the full picture with our easy‑to‑complete online review form, then we’ll do the homework before we call and can skip straight to talking about your personalised, potential options.
Free review. Free quotation. No up front costs. No obligation.
“No hesitation recommending to family and friends.”
Contact IVA Home Loans
If you need advice on options, updates, or support with your application, you can reach us directly using the details below.
Pure Financial Solutions
Redruth House, Cornwall Business Park West, Scorrier, Redruth, TR16 5EZ.
Company Registration Number: 04037714.
Tel: 01872 211209
Email: IVA@purefinsolutions.co.uk
Pure Financial Solutions Limited is authorised and regulated by the Financial Conduct Authority under Firm reference number 712612.
You can confirm our registration on the FCA’s website www.fca.org.uk or by contacting the FCA on 0800 111 6768.
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. If consolidating existing borrowing, you may be extending the term and increasing the total amount you repay.