We understand things move on.
An IVA that once steadied you can start to hold you back as your circumstances change.
We’re here to help your finances adapt to where you are now — not where you were then.
Homeowner Loans to Help Clear Your IVA.
Pure and Simple.
People you can talk to.
Expertise you can count on.
Solutions that get the job done.
“No hesitation in recommending to family & friends”
From IVA to Independence.
If you’re looking to settle your IVA early, a homeowner loan could help you release cash and start fresh.
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End the IVA borrowing limits that hold you back.
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Combine partner debts or fund important projects.
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Use your home’s value for essential improvements.
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Regain control sooner with one affordable monthly payment.
“Professional, honest, and totally focused on getting the right outcome.”
How IVA Settlement Works
From your first check to final approval, we ensure the process is clear, structured, and fully supported — every step of the way.
Check Your Eligibility
Answer a few simple questions about your IVA, home, and income. It’s quick, confidential, and won’t affect your credit score or IVA.
Secure Your Agreement in Principle
Our FCA-authorised advisors explain your personalised options clearly and honestly, so you can move forward with confidence.
Proposal to Your Insolvency Practitioner
We help prepare your settlement offer and work directly with your Insolvency Practitioner, who will present your proposal to creditors for approval.
Approval & Completion
Once your settlement is approved, we can move forward to complete your loan and arrange for your IVA to be finalised. Any additional funds are released to you — and your new chapter begins!
“The advice was spot on — I’m in a much better place now.”
Expert guidance on IVA settlement loans.
Our team helps homeowners navigate the IVA variation and settlement process, from checking eligibility and understanding your options to securing creditor approval and completing your loan successfully.
Our FAQs explain how it all works and what to expect along the way.
“No hesitation in recommending to family & friends”
Why We’re Good at This.
We only recommend a loan where it genuinely improves your life.
As a directly authorised FCA firm, Consumer Duty and Treating Customers Fairly sits at the heart of everything we do.
This is why our settlement proposals land well: they’re built entirely around achieving the best outcome for you.
We believe you are more than your credit score.
We work with specialist lenders who take time to understand the full picture rather than judge you by a computer-generated score. This often means we’re able to offer you a rate that’s far better than you’d expect — even with an IVA on your file.
Find Out What’s Possible For You.
Whether your goal is simply to settle your IVA early — or it’s part of a bigger plan that needs the right funding, we can give you a clear picture of the options you have on the table.
Just complete the form below and we will take it from there.
Our expert team will review your details and come back to you personally to talk through the lending options and that may be available to you. (Normally the same day — next working day if it’s outside our normal hours).
Free review. Free quotation. No up front costs. No obligation.
Check my eligibility
Are you currently in an IVA?
Are you a homeowner?
We can’t help with your situation right now
Our service is specifically for homeowners because the type of loan we arrange must be secured against a property.
If your circumstances change in the future, you’re welcome to come back any time.
Why do you want to look at a home loan?
Select as many as apply
What would you like to change?
“No hesitation in recommending to family & friends”
Contact IVA Home Loans
We’re here to help — whether you’d like advice on options, updates, or support with your application, reach us directly using the details below.
Pure Financial Solutions
Redruth House, Cornwall Business Park West, Scorrier, Redruth, TR16 5EZ
Company Registration Number: 04037714.
Tel: 01872 211209
Email: IVA@purefinsolutions.co.uk
Pure Financial Solutions Limited is authorised and regulated by the Financial Conduct Authority under Firm reference number 712612.
You can confirm our registration on the FCA’s website www.fca.org.uk or by contacting the FCA on 0800 111 6768.